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ULIPS & Mutual Funds
by Dr. Khushboo Kesarwani
4.8
4.8 out of 5
Creators
AuthorDr. Khushboo Kesarwani
PublisherAnjuman Prakashan
SynopsisTill a decade ago, insiramce plans were seen as a tax saving tool. The investors invest their hard earned money in different types of endowment and whole life policies in order to save money and get tax exemption. The purpose of insurance is to secure the life of insured the life of insured against financial risk. The real aim of insurance is not much understood by the investors and policyholdrs. The endowment plan and the money back plan are preferred by many people in order to insure themselves against an eventuality to meet their financial objectives. In the past when rate of interest was very high in banks and investors were not too worried about the risk taking trade off, the traditional policies served the need of the investors, but due to decreasing interest rates by banks and increase in sentimental index, the perception of investors has been changed, they now want to take risk and invest money in stock market. In recent years the investors have shown interest in the share market and stock market. Investors who who have knowledge about working and functioning of the market successfully earn the good return.
