Dr. Khushboo Kesarwani Dr. Khushboo Kesarwani born in I983. She has completed her basic and secondary education from Allahabad. For higher education she has joined University of Allahabad and completed her Masters degree in commerce in 2006. Further she joined Research in the area of Insurance and completed D.phil 2011. She is NET (2012) and SET (Maharashtra, 2013) qualified. She has four years of teaching experience in the area of Finance and Accountancy at graduation level.