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Ashvin B. ChhabraAshvin B. Chhabra is the chief investment officer of Merrill Lynch Wealth Management, Bank of America. Prior to his current position, Ashvin was chief investment officer at the Institute of Advanced Study at Princeton, where he managed its endowment. He is widely recognized as one of the founders of Goals-Based Wealth Management and for his seminal work 'Beyond Markowitz', which integrates modern portfolio theory with behavioural finance. Ashvin grew up in New Delhi and was trained as a theoretical physicist. He received his PhD in applied physics in the field of chaos theory from Yale University, where he also met his Italian-born wife, Daniela Bonafede-Chhabra. They currently live in Princeton with their two children, daughter Maya and son Sasha.